Retirement Budget Planner

What will you need to live on?

Fill in what you spend each month today.
We've copied every figure into the retirement column for you — edit any that will change, or mark them as stopping altogether.
Use the £/mo · £/yr switch next to any item if you only know the annual cost.
Anything not listed? Add it under "Other / custom" at the bottom of the list.

Current monthly spending

£0

£0 a year

Retirement monthly spending

£0

£0 a year

Retirement £0 per month

Summary

Updates automatically as you fill in the categories above.

Estimated retirement spending — per month

£0

£0 a year

Add some figures above to see how this compares with today.

How spending breaks down, by category

Current

£0per month

Retirement

£0per month

Current vs. retirement spending, by category

Essential, discretionary & luxury spending

A rough guide to how much of your spending is needs versus wants — essential covers things like housing, bills, food and insurance; discretionary covers everyday extras like streaming and eating out; luxury covers bigger treats like holidays.