Your figures stay on this device. Nothing you enter is sent to us or anyone else. You can wipe it any time with "Clear all data" at the bottom of the page.
Add your income, then your spending, today and in retirement. Spending is copied across for you: change anything that will be different.
The summary shows what's left over today, and what your pension pots and savings would need to pay.
Your income
After tax, today and in retirement. Include what you plan to take from pension pots and savings: the summary shows how much of your income that is.
Current monthly income
£0
£0 a year
Retirement monthly income
£0
£0 a year
Current Income
Retirement Income
Your spending
What you spend each month today. Each figure is copied into the retirement column: change any that will be different, or tap Stop.
Current monthly spending
£0
£0 a year
Retirement monthly spending
£0
£0 a year
Retirement£0per month
Current Spend
Retirement Spend
Summary
Income and spending
How spending breaks down, by category
Current
£0per month
Retirement
£0per month
Current vs. retirement spending, by category
Essential, discretionary & luxury spending
A rough guide to how much of your spending is needs versus wants — essential covers things like housing, bills, food and insurance; discretionary covers everyday extras like streaming and eating out; luxury covers bigger treats like holidays.