Plain-English guides to UK retirement planning.
Worked examples for a £300,000 pot, why a bad first year does the most damage, the 4% rule, and how to work out your own answer.
The official 2026 retirement income benchmarks, what the State Pension actually covers, and how to work out your own number.
How much it is in 2026, how many qualifying years you need, when you get it, and whether it's taxable.
Tax relief worked through in pounds, cash ISAs and Lifetime ISAs, access ages, and whether you can have both.
How each option works, current 2026 annuity rates, a worked £200,000 example, and how to decide — including blending the two.
What's changing, who it affects, what stays exempt, and what to do about it now.
Getting started in 15 minutes, what each page of the planner shows, pension terms in plain English, and how your data stays on your device.
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